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Empirical Study on Medical Insurance and Medical Care Demand for the Elderly in China
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TitleEmpirical Study on Medical Insurance and Medical Care Demand for the Elderly in China  
AuthorLiu Guoen Cai Chunguang and Li Lin  
OrganizationGuanghua School of Management, PKU; Institute for Advanced Research, SHUFE;China Center for Pharmacoeconomics and Outcomes Research, PKU;;  
Key WordsAging; Medical Insurance; Medical Care Demand 
AbstractThis study focuses on the effect of health insurance on medical care for the elderly in China. Using the 2005 Chinese Longitudinal Health Longevity Survey (CLHLS) data, this study estimates a set of medical care demand functions for the elderly aged 65 and above. The major findings are as follows. The effective demand for medical care is lacking for the elderly in generally. The elderly live in urban has better medical care than that live in rural. Medical insurance enhances their access to medical care to over 91%, and for those aged 100 and over in particular. The medical expense for the elderly having medical insurance is 1.53 times higher than others in rural, and 1.44 times higher in urban. Moreover, offering medical insurance reduces about 52% family medical burden. Our results suggest that establishment and development medical insurance is the effective way to increase the elderly effective demand for medical care and reduce family medical burden in China.  
Serial NumberWP16 
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