养老金收入、代际转移支付模式与农村养老 阅读全文
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Title | Pension Income, The Pattern of Intergenerational Transfers and Rural Endowment
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作者 | 蔡伟贤 沈小源 |
Author | Cai Weixian and Shen Xiaoyuan |
作者单位 | 厦门大学经济学院 |
Organization | Xiamen University |
作者Email | wxcai@xmu.edu.cn;xyshen@stu.xmu.edu.cn |
中文关键词 | 代际转移支付 新型农村社会养老保险 断点回归设计 |
Key Words | Intergenerational transfer; New Rural Society Endowment Insurance; Regression Discontinuity Design |
内容提要 | 本文以中国健康与养老追踪调查(CHARLS)2011年、2013年全国基线调查数据为基础,使用断点回归方法就“新农保”养老金收入对农村家庭代际转移支付模式的影响做了实证研究,从中揭示养老保险制度的建立对传统家庭养老的影响的动态演变过程。结果表明:养老金收入显著“挤出”了来自子女的代际经济转移。在领取养老金的初期,“挤出效应”主要体现为子女减少对老年人实物形式的转移支付,而在依次剔除领保时长不足0.5年、1年和1.5年的样本后,“挤出效应”明显增强,且养老金收入对货币形式的代际向上转移的“挤出”由不显著变为显著,说明养老金收入对代际转移行为的作用会随着参与者对政策的信任程度的变化而变化。而“家庭捆绑”制度是导致“挤出效应”的主要原因,并且起到了扶贫的作用。此外,本文还发现农村老年人获得养老金收入后增加对子女的定期货币转移支付的现象。 |
Abstract | Based on the national data of China Health and Retirement Longitudinal Survey (CHARLS) in 2011 and 2013, the effect of pension income from New Rural Social Endowment Insurance (NSEI) on the pattern of intergenerational transfer of rural family is empirically studied through Regression Discontinuity Design. The dynamic evolution process of the influence of the establishment of insurance system on traditional family endowment is revealed. The research results are as follows: pension income significantly “crowds out” the intergenerational transfers from their children. At the beginning of getting pension, Crowding-out Effect is mainly embodied in the situation that children reduce the transfer payments in physical form for the elderly. After excluding the samples who get pension less than 0.5 years longer, 1 year and 1.5 years in turn, It becomes more significant dramatically; the Crowding-out Effect of pension income to intergenerational transfer in the form of currency becomes significant, showing the effect of pension income on intergenerational transfer changes with the change of participant’s trust in the policy. And “family bundling” is the main cause of the Crowding-out Effect, and it has played an important role in poverty alleviation. In addition, the paper also finds that the pension income let the rural elderly increase the regular money transfer to their children. |
文章编号 | WP1402 |
登载时间 | 2019-08-06 |
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